This policy contains conditions relating to your health.
Please note: You will not be covered for any directly or indirectly related claims arising from the health of a travelling companion, someone you were going to stay with or a family member if at the time your policy was issued you were aware they have been receiving medical treatment or consultation at any medical facility for a medical condition in the last 12 months; they have been awaiting medical treatment or consultation at any medical facility or have been under investigation for a medical condition; or that a doctor had diagnosed them as having a terminal condition, or that their medical condition was likely to get worse in the next 12 months.
If you are answering the medical questions on behalf of someone else, you must make sure that you have their permission to do so and you have all of the required information to answer the medical questions fully and accurately. If you are not sure of (or do not know) any of the information you are giving us, the answers must be checked with the treating G.P.
Failure to accurately and fully declare all medical condition(s) for everyone to be insured on this policy will affect your cover and may result in your claim being declined.
There is an on-going health warranty on your cover if you purchase an Annual Multi Trip policy.
If the health of you or anyone else insured on this policy changes after the date of purchase, you must call us to make sure that your cover is not affected.