This policy contains conditions relating to your health.
Please note: We are unable to provide cover for any claim arising as a result of an existing medical condition of a non-travelling close relative, close business associate or friend living abroad who you had planned to stay with, or any known or recognised complication of or caused by the existing medical condition.
If you are answering the medical questions on behalf of someone else, you must make sure that you have their permission to do so and you have all of the required information to answer the medical questions fully and accurately. If you are not sure of (or do not know) any of the information you are giving us, the answers must be checked with the treating G.P.
Failure to accurately and fully declare all medical condition(s) for everyone to be insured on this policy will affect your cover and may result in your claim being declined.
There is an on-going health warranty on your cover.
If you or any insured person have any change in health, or your answers to any of the questions you have answered today change at any point after the purchase of this policy, you must contact us by telephone to inform us of this change in health before travelling and paying the balance in any payments to ensure you are fully covered for your trip. Cover will only apply if such changes are accepted by us and confirmed in writing to you.